A record-keeping, visualisation and factual-calculation tool that brings your accounts and holdings into one picture — from your connected broker, your manual entries, and live exchange rates.
No fine print. Everything this tool can’t do is right here, in normal-sized text. A wealth tool that buries its limitations isn’t one worth trusting — so here’s the honest list, no magnifying glass required.
Not advice, not forecasting
- This tool provides no financial product advice or recommendations — nothing here tells you what to buy, sell or hold.
- It has no forecasting or projection capability. Every figure is a historical or current factual value, drawn from your accounts or your own inputs. The income calculator is arithmetic on your inputs, not a prediction of future returns.
- Nothing shown should be relied on as a recommendation. Seek advice from a licensed professional before making financial decisions.
Data & coverage
- Historical reconciliation, FX and period figures backfill up to 12 months automatically on first connection and continue on a rolling basis. Periods longer than 12 months are not available and are shown as “GAP” — never estimated. (Requires your broker Flex queries configured at setup.)
- Figures are only as accurate and current as the data each source provides — including manually-entered values such as private-investment valuations, bank balances, and fund beta/correlation.
- Holdings without a live feed (bank balances, private investments, some fund metrics) are user-maintained.
- Valuations are point-in-time and may differ from broker/custodian statements due to timing, FX, and corporate actions. Small “unexplained” reconciliation residuals can arise from timing and rounding.
Your privacy & security — what I can and can’t see
I have no access to your financial data — none — and the platform is built so that is not possible. You run your own private copy of this software. There is no central server I operate that holds your information; your data lives only on the machine you run it on. Nothing about your portfolio, balances or net worth is ever sent to me or to anyone else.
- No shared passwords. The connection to your broker uses your own read-only data feed (an Interactive Brokers Flex query you set up). There is nothing here that can place a trade, move money, or log in to your bank.
- No central honeypot. Because no company keeps a pooled copy of customers’ financial lives, there is no single database for an attacker to breach — the usual prize in a finance-app hack simply doesn’t exist here.
- Your own front door. Access is protected by a password you set, stored only as a one-way hash (bcrypt), and the app re-asks for it before anything destructive. Keep that password strong and your copy updated, and you hold the keys.
- Updates don’t reach in. A licence key keeps your updates current, but the app never connects back to me or sends your data out to check it — that check happens entirely on your own machine.
A note from the maker
I'm a retired doctor, not a professional coder — I built the dashboard I wanted for keeping watch on my own worth, with a clinician's eye for the true number, then made it usable for others in a similar situation. I publish under the pen name Paul Hale. This is a tool about personal finances; my own are private, and I'd rather keep my family out of the public eye — so I keep the maker de-identified, and I'd sooner be open about that than hide it. (It's also why any demo you've seen uses entirely fictional sample data, never a real portfolio.) Every effort has gone into making this as bulletproof as possible, but the odd glitch may still slip through — and I'm happy to help. If you hit one, send it through (see the contact details for this site) and I'll do my best to get it answered ASAP. — Paul Hale